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  Mobile money has transformed how millions of Africans save, spend, and send money. In Kenya alone, M-Pesa processes tens of billions of shillings every single day. But as mobile banking has grown, so has the sophistication of scammers who specifically target M-Pesa users, mobile banking customers, and everyday people like you.   The good news? Most scams follow recognisable patterns. Once you know what to look for, you can stop them in their tracks — before a single shilling leaves your account. This guide breaks down every major scam type, the red flags to watch for, and exactly what to do to protect yourself and your loved ones.   1. Why Mobile Money Scams Are on the Rise Fraudsters go where the money is — and right now, the money is on your phone. Several factors have made M-Pesa and mobile banking particularly attractive to criminals:   •        Instant, irreversible transactions mean that once money is sent, it i...

  How to Detect, Fix & Prevent WhatsApp Account Compromise A Comprehensive Guide for Kenyans & Users Worldwide   WhatsApp is the most widely used messaging app in Kenya and one of the top three most used communication platforms globally, with over 2 billion active users. It is the backbone of personal conversations, business transactions, family groups, and mobile money coordination — especially in Kenya, where it connects millions on mobile networks like Safaricom, Airtel, and Telkom.   Because of this, WhatsApp accounts have become prime targets for hackers, scammers, and cybercriminals. In Kenya, WhatsApp account takeovers are increasingly being used to defraud M-Pesa contacts, impersonate business owners, and spread harmful content. Globally, the methods are more sophisticated — involving spyware, SIM swaps, and advanced social engineering.   This guide will walk you through exactly how to tell if your WhatsApp has been hacked, what to do im...